English Language FAQ

The word Emmanuel is the Hebrew for 'God is with us'.  For Christians the birth of Jesus is the physical incarnation of this:   Mt:1:23: Behold, a virgin shall be with child, and shall bring forth a son, and they shall call his name Emmanuel, which being interpreted is, God with us. Luke:1:26-39: 26: This is made explicit in  Hark the Herald Angel Sing: Glory to God in the ... Jesus our Emmanuel . ...  It is also the the theme of the most beautiful carols: 

Treasury Bills are what the US government uses to borrow money. A T-Bill has always been seen as one of the safest forms of investment because it offers a guaranteed return - barring the complete collapse of the world financial system! WiseGeek   explains how it works: The smallest face value for a T -Bill is $1,000 US Dollars (USD). The T -Bill is sold at a discount, which is determined by the Bureau of Public Debt, but the Treasury pays the full face value when it is redeemed. For example, an investor might purchase a 90-day T -Bill for $900 USD, and earn a $100 USD return on the investment when the T -Bill is redeemed. Unlike many other securities, a T -Bill does not bear interest, but the return on a T -Bill is highly predictable and very stable.  T-Bonds have come to the fore recently as the US Treasury struggles to manage the financial crisis - see here

The Flynn Effect is the theory that intelligence (measured in IQ) is rapidly increasing with each new generation. Flynn posits that this increase is universal (across countries and cultures) though varying in degree. The Flynn effect is often cited as evidence of a progressive direction in human history - that despite setbacks and localised problems 'we've never had it so good'. Critics suggest that the data is misleading - see here